AmPledge Programs & Services
Patent approved program and comprehensive services that protect homeownership
Homeownership Should be Attainable, Sustainable, and Secure
Through our tailored support, we help individuals and families buy a home and stay in it, even when life gets tough.
Explore our offerings below.
AmPledge Hardship Assistance Program™
Support When Homeowners Need It Most
Life is unpredictable. But losing your home shouldn't be the consequence of temporary hardship. The AmPledge Hardship Assistance Program™, a first-of-its-kind and U.S. patent approved solution, provides a financial safety net during the early years of homeownership.
What It Provides:
Up to 5% of the home’s value in direct mortgage support
Covers up to 3 mortgage payments during qualifying hardships, such as:
Job loss
Medical emergencies
Death or divorce of a wage earner
Major unexpected home repair
Available during the first five years of homeownership
Why It Matters:
Keeps families in their homes during tough times
Reduces default and foreclosure risk
Enhances loan performance for lenders and investors
Serves as a valuable employee benefit for workforce housing programs
Interested in offering this to your borrowers or employees? Reach out to us!
Turnkey Down Payment Assistance Program
Helping You Take the First Step Home
One of the biggest obstacles to homeownership is saving for a down payment. That’s why AmPledge partners with banks, mortgage lenders, housing agencies, and employers to offer a flexible and turnkey down payment assistance program tailored to local and workforce housing needs.
Key Features:
Customized DPA solutions for different markets and professions
Partnership-friendly: Ideal for employers, lenders, and housing agencies
Supports first-time and repeat homebuyers
Designed to close affordability gaps and increase homeownership access
Want to partner with us to offer down payment assistance? Contact us!
HUD-Approved Homeownership Counseling
Guidance You Can Trust, from Application to Ownership
We’ve partnered with certified HUD-approved counseling agencies to ensure every buyer has the tools and education to make informed, confident decisions.
Services Offered:
Pre-purchase education counseling
Budgeting and credit improvement
Mortgage readiness evaluations
Post-purchase counseling
Benefits:
Helps buyers understand the full cost of homeownership
Reduces default risk by improving financial habits
Often a required step for Down Payment Assistance eligibility
Whether you’re a bank, lender, credit union, employer, or housing agency—AmPledge is here to partner with you. Together, we can make homeownership possible and sustainable for more Americans.
Questions? Contact us at info@ampledge.org