AmPledge for Employers
A Smarter Way to Support Your Workforce
Enhance Your Benefits Package with AmPledge
In today’s competitive labor market, employers are facing a growing challenge: attracting and retaining talent in communities where housing is increasingly out of reach. Rising home prices, long commutes, and limited inventory are pushing employees farther from their jobs, leading to high turnover, reduced productivity, and increased recruitment costs.
AmPledge offers a turnkey workforce housing solution that helps your employees become homeowners near where they work, without adding complexity to your HR or benefits team.
The Workforce Housing Challenge
Many employees, especially essential and early-career workers, can no longer afford to live near their place of employment. This leads to:
Increased Turnover: Employees leave for jobs with shorter commutes or lower living costs
Higher Hiring Costs: Constant backfilling leads to more onboarding, training, and lost productivity
Reduced Reliability: Long commutes cause tardiness, absenteeism, and burnout
If your employees can’t live near their jobs, your business pays the price.
The AmPledge Solution
AmPledge partners with employers to deliver a custom, employer-sponsored workforce housing benefit that creates stability, strengthens employee loyalty, and reduces housing-related attrition.
Your Employees Receive:
AmPledge Hardship Assistance Program™ with Built-In Safety-Net Fund™
Every participating employee gains access to a built-in Safety-Net Fund™ that can provide up to 5% of their home’s purchase price in mortgage payment assistance during qualified hardships in the most vulnerable first five years of homeownership. Funded by your organization, this protection can cover up to three full mortgage payments during hardships such as job loss, major home repairs, medical emergencies, or the death/divorce of a wage earner.
The program operates under AmPledge’s Pay-It-Forward Model™, meaning assistance is repaid by the employee upon the sale of their home and reinvested into the Safety-Net Fund™ to help future homeowners in need. This creates a sustainable cycle of stability that continues to deliver impact long after the initial investment. By keeping employees in their homes, you also help them remain focused and productive at work.
Employer-Branded Turnkey Down Payment Assistance Program
You fund the down payment assistance, and AmPledge handles the rest. Acting as a nonprofit intermediary, AmPledge ensures your funds are compliant and widely accepted by lenders (FHA, VA, USDA, Conventional, and more). Employers choose whether to structure their assistance as a grant or a low-interest loan, and we manage all facilitation, documentation, compliance, and distribution—making it a turnkey benefit under your brand.
HUD-Approved Homeownership Counseling
All participating employees receive HUD-approved counseling to help them become confident, prepared homeowners, with ongoing support beyond the closing table.
Business Benefits
Partnering with AmPledge helps your company:
Reduce Turnover & Improve Retention
Employees with stable housing near work are more likely to stay long-term.
Attract Top Talent
Offering homeownership support sets your benefits package apart—especially in competitive job markets.Increase Productivity
Less commuting stress means more reliable, engaged employees who show up ready to contribute.Boost CSR & Employer Brand
Investing in housing reflects your commitment to employee well-being, DEI, and community stability.Control Costs
You decide how much DPA to offer. AmPledge handles everything else—including hardship fund management and program reporting.
The Pay-It-Forward Model™
Any mortgage assistance employees receive is repaid upon home sale or after a set term. Those funds are then recycled to support future homebuyers, making your investment sustainable and scalable.
Why It Works
Who This Is For
Mid- to large-sized employers with dispersed or essential workforces
Companies struggling with high housing-related turnover
Organizations seeking measurable CSR/ESG impact
Employers wanting to support DEI and financial wellness initiatives
Homeownership is more than a dream. It’s a tool for economic mobility, workforce retention, and stronger communities.
Let AmPledge help make homeownership a reality for your team.