American Pledge
Helping You Achieve and Sustain Homeownership
What We Do
Support for Every Stage of Homeownership
American Pledge offers innovative, patented support designed to make homeownership more accessible and more secure. Our patented system helps you get into your home with down payment match support and provides financial support during qualified hardships in the first five years of homeownership — a period when stability matters most.
Key Benefits:
Down payment match support to help you get started
Financial support during qualified hardships in the first five years of homeownership
Tools and guidance that promote long-term stability
Powered by a patented homeownership support system.
Why It Matters
Support for Every Stage of Stability Starts With a Strong Foundation
Owning a home should empower you — not leave you vulnerable. That’s why American Pledge’s solutions are backed by patented technology developed to provide structured support during the most critical early years of ownership, helping reduce the stress of temporary financial setbacks and protect your investment.
Partnerships
Partner With Innovation
We work with lenders, financial partners, and employers to expand access to support options using our patented system. These collaborations enable forward-thinking partners to offer impactful housing support that helps people achieve and maintain homeownership with confidence.
Key Milestones
Ready to expand and impact families across the country
Nationally Scalable
U.S. Utility Patent Approved Program
Patent-backed financial support program for sustainable homeownership
Financial support program tested with initial homeowners
Pilot Success
Integrated counseling for lasting homeownership success
HUD-Aligned Education
Our Why
Our founder, Robert Irick, was driving through the streets of Atlanta, Georgia, in 2008 at the height of the recession. What he witnessed that day changed everything.
At the time, foreclosure filings in the U.S. had surged to over 2.3 million—up from around 800,000 just two years prior. Atlanta was one of the hardest-hit cities, with approximately 1 in every 25 homes in foreclosure. As Robert drove past street after street of displaced families and belongings piled on sidewalks, he felt a deep urgency: something had to change.
That moment sparked the creation of American Pledge.
While many programs help Americans purchase homes, Robert realized there were none that helped them keep them. That’s the gap American Pledge was built to fill.
Through our patented homeownership support system, AmPledge provides financial support during qualified hardships in the first five years of homeownership — the period when new homeowners are most vulnerable. When life brings unexpected challenges, our structured support helps families stay in their homes with stability and confidence.
Homeownership is more than a milestone. It is a foundation for stability, pride, and future opportunity. At AmPledge, we strengthen that foundation — helping ensure the American Dream continues well beyond the front door.
Meet Our Board
Meet the leaders guiding our mission. These dedicated professionals bring expertise, passion, and purpose to every decision, shaping the future of equitable homeownership.
