American Pledge
Helping You Achieve and Sustain Homeownership
Powered by a patented homeownership support system designed to strengthen stability from day one
What We Do
Support for Every Stage of Homeownership
American Pledge offers innovative patented support designed to make homeownership more accessible and secure. Our patented system helps you get into your home with down payment match support and embedded participation capital solutions, and provides financial support during qualified hardships in the first five years of homeownership, a period when stability matters most.
Key Benefits:
Down payment match support to help you get started
Financial support during qualified hardships in the first five years of homeownership
Tools and guidance that promote long-term stability
Powered by a patented homeownership support system.
Why It Matters
Support for Every Stage of Stability Starts With a Strong Foundation
Owning a home should empower you, not leave you vulnerable. That’s why AmPledge’s solutions are supported by patented technology designed to deliver structured support in the most critical early years of ownership, helping reduce the stress of temporary financial setbacks and protect long-term equity. This framework is engineered for scalable impact and designed to work within existing mortgage structures.
Partnerships
Collaborate on High-Impact Homeownership Solutions
We collaborate with lenders, financial partners, employers, and institutional investors to expand access to high-impact homeownership support powered by our patented framework. These partnerships create scalable solutions that strengthen mortgage stability, support long-term homeownership success, and complement existing mortgage structures.
Key Milestones
Ready to expand and impact families across the country
Nationally Scalable
U.S. Utility Patent Approved Program
Patent-backed financial support program for sustainable homeownership
Financial support program tested with initial homeowners
Pilot Success
Integrated counseling for lasting homeownership success
HUD-Aligned Education
Our Why
Our founder, Robert Irick, was driving through the streets of Atlanta, Georgia, in 2008 at the height of the recession. What he witnessed that day changed everything.
At the time, foreclosure filings in the U.S. had surged to over 2.3 million—up from around 800,000 just two years prior. Atlanta was one of the hardest-hit cities, with approximately 1 in every 25 homes in foreclosure. As Robert drove past street after street of displaced families and belongings piled on sidewalks, he felt a deep urgency: something had to change.
That moment sparked the creation of American Pledge.
While many programs help Americans purchase homes, Robert realized there were none that helped them keep them. That’s the gap American Pledge was built to fill.
Through our patented homeownership support system, AmPledge provides financial support during qualified hardships in the first five years of homeownership — the period when new homeowners are most vulnerable. When life brings unexpected challenges, our structured support helps families stay in their homes with stability and confidence.
Homeownership is more than a milestone. It is a foundation for stability, pride, and future opportunity. At AmPledge, we strengthen that foundation — helping ensure the American Dream continues well beyond the front door.
Meet Our Board
Meet the leaders guiding our strategic direction and growth. These experienced professionals bring expertise across finance, housing, capital markets, and partnerships to shape innovative homeownership solutions.
